On 15th October 2025, Jagan Institute of Management Studies (JIMS), Rohini, organized a guest session for the students of PGDM (Retail Management) Batch 2025–2027 on the topic “Money Moves: Can You Afford Not to Invest?” The session was conducted by CA Ashish Bansal, Chief Operating Officer and Finance Director at Aqualite Industries Pvt. Ltd.
The objective of the session was to strengthen students’ understanding of financial literacy, investment planning, and personal fund management. The interaction aimed to instill financial discipline among future managers, helping them make informed and strategic financial decisions in both personal and professional spheres.
Mr. Bansal began the session by emphasizing the importance of early financial planning and prudent investment habits. He explained fundamental principles such as saving, budgeting, and expense management, outlining how these contribute to long-term financial stability. The session also explored key business and retail financial models like COCO (Company Owned Company Operated) and FOCO (Franchise Owned Company Operated), through which organizations enhance operational efficiency and profitability.
Mr. Bansal further introduced students to essential financial instruments and performance indicators including mutual funds, stock analysis, ROI (Return on Investment), ROCE (Return on Capital Employed), and NPS (National Pension System). He shared how corporate entities strategically manage investments and capital to ensure sustainable growth and strong returns.
Through real-world examples and industry insights, the session highlighted how thoughtful financial management and investment decisions drive both individual and organizational success. The discussion also encouraged students to adopt a proactive approach toward wealth creation and long-term financial planning.
An interactive question-and-answer session followed, where students sought practical advice on personal investment strategies and market-linked financial products.
Key Takeaways
The guest session proved to be a highly enriching experience for students, bridging classroom learning with practical financial insights. It enhanced their understanding of investment opportunities, financial models, and corporate fund management strategies.
By the end of the session, students developed a deeper appreciation of the importance of financial awareness, disciplined saving, and strategic investing, preparing them to make smarter financial choices as future professionals and entrepreneurs.